Loan Life Cost Calculator

How much life does
your loan cost?

Adjust the sliders below to see your loan's true cost — measured in hours of your life.

💰Loan Amount
$25,000
📈Interest Rate
7.5%
📅Loan Term
5 yrs
⏰Hourly Wage
$25
📋
Monthly Payment
$500.95
🔥
Total Interest
$5.1K
⏳
Hours Lost to Interest
1mo 3d 2h
💀
Work Days Lost
25 days
Payment Breakdown
✓ Principal$25.0K
✗ Interest$5.1K
Total Repaid$30.1K
Your Time — Visualized
Principal
5mo 16d
Interest
1mo 3d 2h
Total
6mo 20d 2h
💸

You'll work 1mo 3d 2h just to pay interest. That's 5.1 work weeks of your life — gone.

Yearly Breakdown
Yr 1
$20.7K
Yr 2
$16.1K
Yr 3
$11.1K
Yr 4
$5.8K
Yr 5
$0.00
Principal
Interest
Right column = remaining balance